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	<title>Improving Your Balance &#187; holiday spending</title>
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		<title>Managing Financially at Year End</title>
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		<pubDate>Tue, 22 Dec 2009 15:00:09 +0000</pubDate>
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				<category><![CDATA[Life]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[holiday spending]]></category>
		<category><![CDATA[spending]]></category>
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		<description><![CDATA[The holidays at year-end present several out-of-the-ordinary challenges in the financial area.  The question is not limited to the important issue of how much to spend on which gifts for various recipients; there is also the opportunity to spend extra on travel, dining out, entertaining, decorating, gift wrap, and special attire with accessories……just to [...]]]></description>
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